Best Rates In 50 States

Specifically tailored loan products to help investors at every step of their investment journey.

Why Our Clients Choose Us

True American Funding is a private money lender headquartered in Charlotte that helps real estate investors acquire quick, easy funding at competitive rates. We offer a tailored approach to lending, getting to know every client’s needs and goals before structuring the best route for their specific transaction. From fix-and-flip ventures to multi-family dwelling investments, we help our clients meet their financial goals quickly and safely.

Our clients are the foundation of our business. We strive to provide them with fast and efficient experiences. Here are some of the ways we do that:

Competitive rates
Flexible deal structures
Safe, reliable funding
Quick turnaround times
Exceptional expertise in real estate investing
A proven record of accomplishment

Lending Solutions

True American Funding offers tailored products for our clients.

Our Loan Process

Contact Us

We are available 24/7, including weekends and holidays.

Collection of Documents

Your loan officer will provide you with the required documentation and help you obtain them within minutes.

Submission

We can review your files and documents in 24-48 hours and provide you with financing options.

Closing

We will close the loan quickly and efficiently. You will receive your funds on the agreed-upon closing day.

Financing Solutions for All Your Real Estate Needs

We offer a variety of loan options, including fix-and-flip loans, bridge loans, and cash-out refinance loans. We also work with traditional lending institutions to provide you with the most affordable funding options possible.

We understand that every investor is different, and we tailor our solutions to meet your specific needs. Whether you’re a first-time investor or a seasoned pro, we’re here to help you achieve your real estate investment goals.

I was looking for a lender to help me finance my first investment property, and I was so glad I found True American. They were so helpful and they really took the time to understand my needs.

John K

I needed a bridge loan to help me close on a property, and True American was able to get me the money I needed quickly and easily. I would definitely recommend them to anyone who needs financing.

Chelsea M

I've been working with True American for several years now, and I've always been very happy with their service. I highly recommend them to anyone who's looking for a lender they can trust.

Susan W

I was a first-time homebuyer, and I was really nervous about the financing process. But True American made everything so easy. I couldn't be happier with the service I received.

Michael H

Recent Closings

612 Jiron, Santa Fe

Bridge loan purchase loan balance plus rehab holdback $225,750.
Pending sale price $399,000
Profit $170,000

4428 Cuarzo Ave NW, Albuquerque

Bridge loan purchase loan balance plus rehab holdback $234,500. Total profit $125,000
Pending sale price $349,000
Profit $115,000

138 Shamrock Dr. Charlotte

Stabilized bridge loan cash out $680,000 Net to borrower after payoff and closing cost $300,000